Your privacy is important to us. Many websites collect information about their viewers without their knowledge. They use “cookies,” that automatically record e-mail addresses, and other information. Our website DOES NOT do this, nor do we receive any personal information about you unless you provide it to us.

• As part of our insurance business, we obtain certain “nonpublic personal financial information” about you, which for ease of reading we will refer to as “information” in this notice. This includes information we receive from you on applications or other forms, information about your transactions with us, our affiliates or others, and information we receive from a consumer reporting agency.
  
• We restrict access to the information to authorized individuals who need to know this information to provide service and products to you.
  
• We maintain physical, electronic, and procedural safeguards that protect your information.
  
• We do not disclose this information about you or any former customers to anyone, except as permitted by law.
  
• Employees do not share this information outside the agency unless authorized by you or for a specific business purpose.
  
• The law permits us to share this information with our affiliates, including insurance companies and insurance service providers. This information may be financial or other personal information such as employment history and it may not be directly related to our transaction with you. Consistent with the Fair Credit Reporting Act, our standard authorizations permit us to share this information with our affiliates.
  
• The law also permits us to share this information with companies that perform marketing services for us, or other financial institutions that may have joint marketing agreements with us.

No action needs to be taken as a result of this notice. It is meant to inform you of how we safeguard your nonpublic personal financial information.

We value our relationship with you and will strive to earn your continued trust.